Africa & Middle East consultants

Patrick Dogbe, (Pado) works as housing finance specialist for the Center in Africa and Middle East. He is a professional banker and project management professional with over 20 years of  working experience in banking operations, electronic banking (ATM, POS, Mobile Banking), treasury management (front & back office), administration, savings mobilization, microfinance operations (including Microfinance Institutions Performance Analysis, using SEEP FRAME), budgeting and business planning (including business planning for Microfinance Institutions, using MICROFIN), Housing Microfinance and Project Management. His professional experience in the Banking and Finance industry in Africa covers countries like Ghana, DR Congo, Ethiopia, Kenya, Malawi, Madagascar, and Switzerland in Europe.
 
Pado has a Bachelor of Arts Degree in Accounting & Economics, an MBA in Finance, a Professional Diploma in Banking (ACIB), a Diploma in Business Development Services, and a Project Management Professional (PMP) Certificate. Pado speaks English fluently and has an intermediate speaking and working proficiency in French.

William Asamoah Abetia works as Housing Microfinance Manager for the Center, operating from Habitat for Humanity Ghana.  In his current position, William is responsible for the overall implementation of the MasterCard Foundation’s Housing Microfinance project in Ghana focusing on Institutional Technical Assistance [ITA] including advisory services, training and market research.
 
He has more than 11 years of experience, working with financial institutions with proven ability in microfinance program design, and implementation.  His core competencies and experiences include credit risk management, relationship management, and marketing and human capital management. Served on a number of committees (Credit, ALCO-assets and liabilities, HR, Marketing, Product Development) enriching his professional vista.  Additionally, William has experience in training MFIs in loan delinquency and credit risk management.
 
William holds a Master degree in Business Administration, and a Bachelor degree in Business administration. He is a fellow of the Microfinance Association –UK, and affiliated Professional of the chartered institute of Marketing–UK.

Emmanuel Nii Armah Aryee works as Housing Support Services Specialist for the Center, operating from HFH Ghana. He has over eighteen years of experience on project management for various donor projects in Ghana such as DANIDA, GTZ, AFD, World Bank. Besides his skills as project manager has worked as Project Engineer, Construction Manager, and Site Engineer. He has largely focused in the areas of Water and Sanitation (WATSAN), building and drainage projects in both, rural and urban, environments in Ghana.   Additionally, Emanuel has been involved in the capacity building of various Project Teams in the area of Project Management (District Assemblies and other WATSAN organizations in Ghana).
 
He has a Bachelor of Science Degree in Civil Engineering from the University of Science and Technology Kumasi, Ghana and also holds a Certificate in Project Management from the Ghana Institute of Management and Public Administration ( GIMPA ), Accra, Ghana.

Jennifer Aguti works as the Program Manager for Housing Microfinance for HFH Uganda. Her extensive 22 years professional experience covers Portfolio and Program management, Financial and Personnel management majoring in areas of project appraisal and management, monitoring and evaluation, credit management, treasury management, financial analysis, budget tracking and reporting. Jennifer has worked with Soroti Municipal Council as Executive Officer Accounts, Finance Trust MDI Limited holding various portfolios in branch operations. Church of Uganda Teso Dioceses as Finance and Administration Manager (FAM) and acted as Executive Director.
 
Jennifer holds a Masters of M.S. degree in Financial Management from Uganda Management Institute She holds a Post Graduate Diploma in Financial Management from Uganda Management Institute, and a B.S. of Business Administration Degree from Ndejje University.