Senior Global team
Patrick Kelley serves as Director of Housing Finance and Market Development for Habitat for Humanity International’s work in over 90 countries worldwide. His responsibilities include directing Habitat’s global strategy for market driven initiatives, including sustainable housing finance, and the development of retail product linkages with banks and other retail financial service providers. He is also responsible for sourcing capital to bring housing solutions to scale. Under his leadership the MicroBuild Fund was created, and the Center for Innovation in Shelter and Finance (CISF) was launched. He oversees the global strategy for the provision of advisory services, research and knowledge management, and peer learning, that is implemented through the CISF.
Prior to Habitat for Humanity, Mr. Kelley worked extensively in Africa supporting MFIs and national microfinance networks. He served as executive director of URWEGO LLC, the largest MFI in Rwanda, and initiated the start-up of Turame in Burundi, as well as Hekima in the DRC. Both URWEGO and Turame were awarded “Best MFI in Country” by the UN Year of Microcredit Campaign. Mr. Kelley also introduced a non-mortgage housing finance product in Rwanda, and has previous housing development experience for low income populations in Latin America.
Mr. Kelley is a Certified Public Accountant, holds a B.S. from the University of Illinois Urbana-Champaign and a master’s in International Public Policy from the Woodrow Wilson School at Princeton University. He is proficient in English, Spanish and French. He is based in Atlanta, USA.
Sandra Prieto-Callison serves as the Associate Director of Advisory Services and Knowledge Management for the Housing Finance and Market Development team. She is responsible to oversee, and advance the global operations of the Center for Innovation in Shelter and Finance.
She brings with her more than 17 years of proven experience in international development, working with microfinance, financial and nonprofit institutions, under projects funded by DFID, USAID, and MIF/IADB. For over eight years she worked at Opportunity International Network, providing technical assistance in Latin America and the Caribbean to microfinance institutions, on operations, management, and governance; and as executive director of the OI partner in Colombia.
She also worked for FONKOZE, in Haiti, as the Market Research and Social Performance Monitoring Unit Director, where she led the strategy to establish the social performance monitoring system, highly recognized, among the international microfinance sector. She has dedicated at least eleven years to market research and product development for microfinance and financial institutions.
The last six years she has been dedicated to lead, and implement projects in housing finance, and housing value chain analysis. She has directed and/or implemented projects in more than 25 countries, especially in Latin America & the Caribbean, and Asia.
Mrs. Callison holds a double master’s degree in Nonprofit Management and Social Economics from the University of Barcelona, a diploma in Management of Organizational Culture, and a B.S. in Psychology. She is proficient in Spanish, English, and fluent in Portuguese, and Haitian Creole. She is based in Atlanta, USA.
Patrick McAllister serves as Director of Housing Finance for Asia and the Pacific region. For the past three years, Mr. McAllister has led the AP region’s strategy in housing finance, including promotion of innovative investment vehicles, microfinance, savings and financial education. He oversees the operations for The Center, and the institutional technical assistance to financial institutions accessing to the MicroBuild Fund in the AP region.
As part of his direct engagements for The Center, he has functioned as project director for an assignment with IFC to design a Housing Microfinance Toolkit for India, technical advisor for the project, Transforming Access to Housing Finance in India, and as project director, for the Citi-Habitat Home Improvement Micro savings Project.
Prior to joining Habitat for Humanity he worked at the consulting firm he founded to advice clients on financial inclusion, consumer protection and market development. He was director of microfinance at CRS, overseeing microfinance programs in 30 countries. He has worked in retail banking and with the U.S. Department of Housing and Urban Development, creating alternatives to foreclosure for low income borrowers and securitization of mortgage assets.
Mr. McAllister holds a certification in Housing Finance and Securitization from Wharton Real Estate Center. He holds an M.A. in Development Studies from University College, Dublin, and a B.A. in Economics from the University of Wisconsin. He speaks English and French. He is based in Bangkok, Thailand.
Maria Teresa Morales serves as Director of Housing Finance for Latin America and the Caribbean region. She leads the Latin American and the Caribbean (LAC) region’s strategy in housing finance. As part of her role she oversees the operations of the CISF, and the institutional technical assistance to financial institutions accessing to the MicroBuild Fund in the LAC region. Previously, she worked as the investments manager for HFHI’s LAC, in charge of establishing alliances with social investors interested in the subject of housing, and as part of her direct engagements for the CISF she was the director for the project strengthening the financial systems for housing microfinance in Peru and Bolivia, implemented in partnership with the Multilateral Investment Fund/IADB.
She has more than 16 years of professional experience in the corporate world, having occupied several managerial positions. In KPMG Peat Marwick, she was manager of consulting in the area of corporate finance and business transformation; and in Unisys Corporation, her last role as a Controller, included the management of the accounting and financial activities of a firm, as well as to prepare and present reports regarding a firm’s financial operations.
Mrs. Morales is a Certified Public Accountant, and holds a master's degree in Management of Technology from the University of Maryland. She is proficient in Spanish, and English. She is based in San Jose, Costa Rica.
Ezekiel Esipisu serves as Director of Housing Finance for Africa and the Middle East region. He leads the Africa and the Middle East (AME) region’s strategy for housing finance, and oversees the operations of the CISF, and the institutional technical assistance to financial institutions accessing to the MicroBuild Fund in AME region. As part of his engagements for the CISF, he is managing a 5 years 6.6 million USD housing microfinance capacity building project (in partnership with MasterCard Foundation)”Building the Shelter of the Poor” in Ghana, Uganda and Kenya.
Mr. Esipisu has more than 19 years of experience conducting assessments and designing and implementing microfinance related projects in Africa. He has previous experience advising program placement for development organizations including K-Rep, Practical Action Kenya, Plan International, and ECLOF International. He is widely experienced in designing microfinance, enterprise development, and housing microfinance projects. He is a microfinance/rural finance specialist and has, during the last 8 years been highly involved in the design and management of housing microfinance programs. He has delivered Housing Microfinance Training to stakeholders in several parts of Africa and is a faculty member at the Wharton Business School of graduate studies – specializing in housing microfinance.
Mr. Esipisu undertook his undergraduate and graduate studies at the University of Nairobi (Sociology). He has received advanced training in Microfinance from Boulder, Colorado and Springfield Centre, Durham. He is proficient in English and Kiswahili. He is based in Pretoria, South Africa.
Erik Heesbeen serves as Market Development & Housing Finance Manager for Europe & Central Asia region. He leads and coordinates the Market Development & Housing Finance strategy and CISF operations in the ECA region. He develops and implements technical support strategies on housing microfinance and housing support services, to increase the institutional readiness of the microfinance sector to take affordable housing microfinance products to scale. This involves housing-specific support to microfinance institutions with regard to market research, training, and design of loan products and housing support services to enable low-income households to improve their housing conditions. He engages with the MicroBuild Fund, investors, network organizations and microfinance institutions to promote and develop sustainable housing microfinance partnerships servicing low-income households.
Erik is a senior professional with over twenty years’ experience in the commercial financial sector and in the international development finance sector. Prior to Habitat he worked in the mortgage and international re-insurance business with a major Dutch bank; with Fairtrade International he set up a new team and business service for improving access to finance and helped set up an investment fund for smallholder producers in Africa. Through the Dutch Ministry of Foreign Affairs he worked in Bhutan in Southeast Asia, where he was responsible for the financial management of the Dutch development programs.
Erik has a Master’s degree in Business Administration with a major in financial organization from the University of Tilburg in the Netherlands and amongst others was trained through the Boulder Microfinance Training Program in Italy and the International Housing Finance Program from the Wharton School, University of Pennsylvania. He speaks Dutch, German and English.
Jyoti Patel works as Associate Director, Capital Markets in the Market Development and Housing Finance division, in charge of coordinating the activities in regards to Micro Build Fund.
Ms. Patel began her career in the United States with Fidelity Investments in 1998, working in the Equity Trading department for seven years as a quantitative trade analyst. She spent the next three years in the buy-side asset management working in quantitative analytics with Putnam Investments, Boston and Nuveen Investments in Chicago. In 2008, Jyoti joined ACCION Investments as a director of the Global Investments department overseeing investments in India. She also led a technology project in parallel to create financial and social performance metrics database and investment scoring models. As a consultant, Jyoti has worked extensively with Calvert Foundation conducting credit appraisals of the foundation’s international portfolio.
Jyoti has a Masters’ degree in International Business and Finance from Southern New Hampshire University, and a diploma in Computer Technology from Clark University. She is proficient in English, and three Indian languages, and speaks intermediate German.