Case studies

Housing Microfinance Case Studies of 11 Habitat Partnerships
These cases, chosen from a variety of contexts, feature 11 countries from four regions: Latin America, Africa, Asia and Europe, and portray microfinance institutions at distinct stages of housing microfinance product implementation and scale-up.
 
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The case of Habitat for Humanity Bulgaria and Mikrofond EAD
This case study presents key lessons arising from the partnership between Habitat for Humanity Bulgaria and Mikrofond EAD Bulgaria. Specifically, it addresses lessons learned from a project run since 2008 to deliver housing microfinance services to clients in housing poverty throughout the country.
 
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The case of Tulay Sa Pag-unlad, Inc.
This case study presents key lessons arising from the housing microfinance experience of Tulay Sa Pag-unlad, Inc. Specifically, how TSPI found itself at the forefront of the provision of housing microfinance in the Philippines, lessons learned from the delivery of housing support services and considerations for scale.
 
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The case of Habitat for Humanity Tajikistan and IMON LLC
This case study presents key lessons arising from the partnership between Habitat for Humanity Tajikistan and IMON International LLC Tajikistan. Specifically, it addresses lessons learned from a pilot project to deliver holistic housing microfinance services to clients in housing poverty throughout the country.
 
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The case of Habitat for Humanity and the LOK Microcredit Foundation (Bosnia)
This case study presents experience and key lessons arising from the partnership between Habitat for Humanity International’s Europe and Central Asia office and LOK Microcredit Foundation Sarajevo, which was established to deliver holistic housing microfinance services to low-income clients throughout the country.
 
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Housing Microfinance in Southern India: A Case Study from Growing Opportunity Finance and Habitat for Humanity India’s Technical Assistance Centre
This case study presents the housing microfinance partnership between Growing Opportunity Finance India and Habitat for Humanity India’s Technical Assistance Centre. The pilot was implemented in Tamil Nadu, South India.
 
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The case of Banco Santander and Habitat for Humanity Brazil
This case study presents key lessons that emerged from the partnership between Habitat for Humanity Brazil and Real Santander Microcredit in Brazil, which began as the possibility to develop a portfolio management agreement.
 
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The case of Habitat for Humanity and ADOPEM Savings and Credit Bank
This case study presents key lessons arising from the partnership between Habitat for Humanity International Latin American and Caribbean and ADOPEM Bank to design and implement housing microfinance products and services for low-income populations.
 
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The case of Habitat for Humanity and CRECER
This case study presents the lessons learned within the framework of a technical alliance between the microfinance institution CRECER, Habitat for Humanity International’s Center for Innovation in Shelter and Finance in Latin America and the Caribbean and Habitat for Humanity Bolivia.
 
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The case of Habitat for Humanity and EDYFICAR
This case study presents key lessons that emerged from the technical alliance between Financiera EDYFICAR, in Peru, and the Habitat’s Center for Innovation in Shelter and Finance, in Latin America and the Caribbean, established to address the qualitative housing deficit of EDYFICAR clients.
 
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The case of Habitat for Humanity Malawi and SELECT Financial Services
This case study presents lessons from the partnership between Habitat for Humanity Malawi and SELECT Financial Services, demonstrating the need for individuals in the lower income bracket in Malawi to have access to formal, affordable housing financing, as well as affordable Housing Support Services.
 
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The case of Habitat for Humanity Uganda and UGAFODE
This case study presents key lessons arising from the partnership between Habitat for Humanity Uganda and the Uganda Agency for Development Limited to reach out to many low-income communities with housing finance products that are affordable and flexible.
 
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