Order Your Scores Online To order your FICO scores online, visit www.MyFICO.com. Be prepared to dig through offers to find out where you can get just your score. What you want to look for is FICO® Deluxe. • FICO® Deluxe costs $47.85 (as of 8/07). With it you get your FICO scores and credit reports from all three credit reporting agencies. If this is the first time you are getting your score, it is best to get all three. Each credit reporting agency calculates the score differently. If you already ordered your free credit report, you’re probably wondering if you can order just your score and save some money. You can’t. And you don’t save any money by ordering all three scores at once (instead of spreading your orders over the course of a year). • Another product, FICO® Standard, costs $15.95 (as of 8/07), but you get just one FICO score and credit report from the credit reporting agency of your choice. Again, because each agency calculates your score differently, it is best to review, at least annually, all three credit reports at once.

Predict Your FICO Score

What also comes with your FICO scores from www.MyFico.com is an online credit score simulator. What this does is predict how your score would improve in different scenarios. For example, it would show you how your score would improve if you were to pay down your credit card balances by a certain amount.

You can use this type of tool free, anytime, at www.Bankrate.com: FICO Score Estimator.

Order Your Credit Scores by Phone

To order your scores by phone, contact the credit reporting agencies and ask them to send your FICO score by mail.
Equifax 1-800-685-1111 www.Equifax.com Cost: $15.95 (as of 8/2/07)	Experian 1-888-397-3742 www.Experian.com Cost: $14.50 (as of 8/2/07)	TransUnion Not available direct from TransUnion. Go to www.MyFico.com to order your credit score from TransUnion.