When should I read my credit report?

There are a variety of reason you’ll want to make it a habit to read your credit report.

When to Read Your Credit Report
Situation	When to Read	Why
• Routine checkup	• At least once per year	• To check for errors and fix them
• Working to improve your credit	• At least twice per year	• To check for errors and fix them • To track your progress
• Before you:   • Look for a job   • Make a large purchase, such as a home or car   • Apply for a school loan   • Request utility service   • Buy insurance   • Rent an apartment	• At least two to six months before you do these things	•s To look for errors and fix them • So you’ll have time to improve your credit if you think you’ll be denied a job, an apartment or credit
• You are a victim of identity theft	• At least twice per year	• To make sure no one is using your personal information to get credit