| • |
Read your financial
goals out loud everyday. |
 |
| • |
Keep your worksheets
and financial papers organized and in a safe place. |
| • |
Remember to track what
you spend for at least a week. Remind yourself how easy
it is to overspend. |
| • |
Keep your list of sources
for an emergency fund handy. Add to your emergency fund
whenever you can. |
| • |
Pay back all the money
you owe on time, all the time. |
| • |
Be clear on the reasons
why you should use credit. |
| • |
Know how to figure
out the total cost of an item purchased with credit. |