Recipes for Financial Fitness

Becoming Financially Fit

Controlling
Finances

Credit
Basics

What is credit all about?

What is credit?

Why do I need credit

What are the advantages of using credit?

What are the disadvantages of using credit?

What are the types of credit I can use?

What does it cost to use credit?

What is the true cost of purchasing something with credit?

Questions and Assessment
Stay on Track
Continue Your Success

Related Topics
Resources

Credit Basics I

Stay on Track

•	Read your financial goals out loud everyday.
•	Keep your worksheets and financial papers organized and in a safe place.
•	Remember to track what you spend for at least a week. Remind yourself how easy it is to overspend.
•	Keep your list of sources for an emergency fund handy. Add to your emergency fund whenever you can.
•	Pay back all the money you owe on time, all the time.
•	Be clear on the reasons why you should use credit.
•	Know how to figure out the total cost of an item purchased with credit.

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How Financially Fit Are You? Find out now!

•	What is credit?
•	What does "good credit" mean?
•	I want to read my credit report.
•	What is a credit score?

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