Questions and Assessment

Now that you’re becoming smarter about credit, maybe you can help Julian out a little bit.

Julian is a spender. He uses his credit card to buy things he doesn’t need: music, clothes and lunches with his buddies. He ran into his friend James, who is about to purchase a used truck for his business. James started talking about his credit report and how proud he is of it. Julian had no idea what he was talking about. James said, “We need to talk.” They set a date to get together to talk about credit reports.

Set up a discussion guide for James to help him teach Julian what he needs to know about credit reports.

A credit report is:

It is important because:

The people who can review it are:

They look at it because:

The type of information listed on credit reports is:

Here is how you can order your credit free reports:

Here is what you want to look for on your report:

If that information is wrong, the way you correct it is: