What are some ways to earn money or supplement my income?

We all want a better quality of life. And we all know that money isn’t everything. But a higher income can reduce the stress of dealing with a poor credit situation or having too much debt.

Take a moment to think about your special talents—talents you don’t use on the job. They can be a source of income.

Use Things You Own to Make Money
With a reliable car you can:
•	Run a grocery shopping and delivery service.
•	Distribute flyers and promotional materials for a fee.
•	Deliver lunches to workplaces for a fee.
•	Run a comparison shopping service.
With a computer and Internet service you can:
•	Do Internet research for other people.
•	Make Web sites for individuals and businesses.
•	Set up a birthday and anniversary reminder service.
•	Sell something over the Internet.
With gardening equipment and a small truck you can:
•	Plant and maintain flowers for others.
•	Run an herb gardening service.
•	Plant and maintain vegetable gardens for others.
•	Contract with real estate companies to “spruce up” the front entrances of their listings.
With a sewing machine you can:
•	Make costumes for community theaters, festivals, or parties.
•	Have an alterations and clothing repair service.
•	Sew custom curtains, drapes, and window treatments.
•	Make custom pillows, cushions, and bed covers.
Source: Turning Personal Resources into Income, By Dena Wise, The University of Tennessee Agricultural Extension Service

Ideas for Starting a Business
If you are good at:	Make money by:
Getting along with people...	becoming a customer service representative.
Settling quarrels…	becoming a divorce mediator.
Planning…	starting a meal planning and food shopping service.
Organizing…	coordinating community garage sales.
Making people laugh…	being a clown at children’s parties.
Fixing things…	starting a home maintenance service.
Cooking…	being a personal chef.
Cleaning…	starting a cleaning service
Sewing…	starting an alterations and clothing care service.
Dressing well…	becoming a personal shopper.
Helping people…	becoming a counselor.
Numbers…	becoming a bookkeeper.
Details…	starting a birthday and anniversary reminder service.
Arguing for a cause…	filing and pursuing settlements for insurance claims.
Dealing with children…	starting a home day care.
Words…	telling stories at children’s parties.
Being out and about…	running an errand and delivery service.
Source: Turning Personal Resources into Income, By Dena Wise, The University of Tennessee Agricultural Extension Service