Becoming Financially Fit Controlling
Finances
Credit
Basics
Protecting
My Money
Finding a
Good Job
Getting an
Education
Owning
a Home
Contact Us Printer Friendly Home
Finding a Good Job
What are some tips for getting a job?

The best jobs are often the ones you get through the people you know — your personal network.

Maybe you’ve already done this. If you’re looking for a job, tell everybody you know you’re looking for one. If you can, let people know specifically what you are looking for. Remember how you went about setting SMART goals? Try writing out a SMART announcement. Rehearse it, then tell everyone you run into about the type of job you want.

Sample Job Announcement
I am looking for a job as a baker. I’d like to start in within four weeks—the sooner the better. I worked for 15 years as a baker for my uncle until he closed his business a couple of years ago. I miss the work and want to get back into it. I’d like to stay in the city, but if I have to travel out of it, I will. I make excellent bread. I’ve had a knack for it all of my life. I also make pies, cakes, and turnovers that will curl your toes. If you know of anyone who is looking for an experienced baker, let me know!
Using your relationships and network of contacts to find work is the best job search tool you have.
Then hand the person your business card. Don’t have business cards? When you work with a friend or mentor to create your resume, ask for help in creating your own business cards. It is not expensive to do. Office supply stores sell business card stock. And business card templates come free with most word processing programs.

Places to Look for a Job
Job openings are listed in a lot of different places. Your job search could include looking in the following places:
Newspaper ads (don’t forget to look on the newspaper’s Web site)
Job search Web sites:
www.monster.com
www.hotjobs.com
www.careerbuilder.com
Help-wanted signs on businesses
State-run employment offices
Bulletin boards at places of worship, nonprofit offices, schools, and coffee shops

What to Look For
What employers offer their employees varies widely. Some offer benefits. Others offer nothing beyond a paycheck. Some employers want you to work a set amount of hours each week. Others want to vary your hours week by week.

Work Hours


When it comes to regular or flexible weekly hours, think about the lifestyle you want. If scheduled time makes your life easier, focus on regular work hours. If flexible time allows you to earn more money off hours, focus on flexible work hours.


Benefits

Health Insurance

Everybody wants this benefit. Health insurance is necessary and expensive. If you’ve lived without it, you’ve felt the bite. You might want to focus on jobs that offer health insurance. Something to keep in mind: If you’re using Medicaid now, you might not qualify for it after you get a job—even if the job does not offer health insurance.

Individual Development Accounts (IDAs)
Some employers offer Individual Development Accounts (IDAs), which are savings accounts that help people with low incomes save money. People usually use IDA accounts to save money to:
Continue their education
Purchase a home
Start a business
Save money for the future

Three Benefits of IDA Accounts
Every dollar you put into your IDA account (deposit) is matched. Some programs will give you $1 for every dollar you deposit. Other programs give you $2 or $3 for every dollar you deposit.
Your IDA program sponsor provides financial education to help you manage your money.
Participating in IDA programs does not disqualify you from other government programs, such as Temporary Aid to Needy Families (TANF).

To find out if you qualify for an IDA account and how to open one, speak with your employer or call the Corporation for Enterprise Development at 1-202-408-9788 or visit www.IDANetwork.org.
Eligibility for IDA accounts is partially based on your credit. If you have too much debt, you might not qualify for an IDA.

Education
Qualifying for funds for education or training is a great job benefit. It is a way to learn new skills to step up to another job or find a better paying job in a growing industry.




How Financially Fit Are You? Find out now!
What is credit?
What does "good credit" mean?
I want to read my credit report.
What is a credit score?
 
NEFE HOME | HABITAT HOME | SITEMAP | ACKNOWLEDGMENTS ©2008 NEFE. All rights reserved. RETURN TO TOP


Thank you for visiting the official Habitat for Humanity International Web site.

© 2010 Habitat for Humanity® International. All rights reserved. "Habitat for Humanity" is a registered service mark owned by Habitat for Humanity International.

Home | Get Involved | Learn About Habitat | Where We Build | Support Habitat | Faces & Places
Donate | Privacy & Legal | E-Newsletter | Contact Us | Site Index | Search