I'd like to predict the expenses I'll have owning a home.

To help you get comfortable with these added expenses and potential financial risks, set a date to get together with your Habitat for Humanity advisor. Together, update your spending plan worksheet to include projected homeowner expenses. Your advisor can help you project the expenses with typical homeownership costs in your area.

See Spending Plan Worksheet >>

Don’t forget to factor in any expenses that will become lower by moving into a new home. Will you be closer to your job? If so, your transportation costs will go down. How about child care? Will you live closer to friends or family who will take care of your family while you’re at work? If so, your child care costs may change.