function mmLoadMenus() {
  if (window.mm_menu_1206113009_0) return;
        window.mm_menu_1206113009_0 = new Menu("root",190,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
  
  mm_menu_1206113009_0.addMenuItem("5 Ingredients of Financial Fitness","location='../fiscal/fiscal-5ingred.html'");
   mm_menu_1206113009_0.addMenuItem("Financial?Fitness?Assessment","location='../fiscal/fiscal-quiz.html'");
  
   mm_menu_1206113009_0.hideOnMouseOut=true;
   mm_menu_1206113009_0.bgColor='#FFFFFF';
   mm_menu_1206113009_0.menuBorder=1;
   mm_menu_1206113009_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206113009_0.menuBorderBgColor='#CCCCCC';
window.mm_menu_1206160523_0 = new Menu("root",290,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
  mm_menu_1206160523_0.addMenuItem("How do I set financial goals?","location='../controlling/c-setgoals.html'");
  mm_menu_1206160523_0.addMenuItem("How do I track the money I spend?","location='../controlling/c-track.html'");
  mm_menu_1206160523_0.addMenuItem("How do I make a plan for spending money?","location='../controlling/c-plan.html'");
  mm_menu_1206160523_0.addMenuItem("What kind of spending leaks do I need to watch out for?","location='../controlling/c-leaks.html'");
  mm_menu_1206160523_0.addMenuItem("What are high-priced financial services?","location='../controlling/c-services.html'");
   mm_menu_1206160523_0.hideOnMouseOut=true;
   mm_menu_1206160523_0.bgColor='#FFFFFF';
   mm_menu_1206160523_0.menuBorder=1;
   mm_menu_1206160523_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206160523_0.menuBorderBgColor='#CCCCCC';

        window.mm_menu_1206161444_0_1 = new Menu("Credit Basics I",300,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_1.addMenuItem("What is credit all about?","location='../credit/credit.html'");
    mm_menu_1206161444_0_1.addMenuItem("What is credit?","location='../credit/c-whatis.html'");
    mm_menu_1206161444_0_1.addMenuItem("Why do I need credit?","location='../credit/c-whyneed.html'");
    mm_menu_1206161444_0_1.addMenuItem("What are the advantages of using credit?","location='../credit/c-advantages.html'");
    mm_menu_1206161444_0_1.addMenuItem("What are the disadvantages of using credit?","location='../credit/c-disadvantages.html'");
    mm_menu_1206161444_0_1.addMenuItem("What are the types of credit I can use?","location='../credit/c-types.html'");
    mm_menu_1206161444_0_1.addMenuItem("What does it cost to use credit?","location='../credit/c-cost.html'");
    mm_menu_1206161444_0_1.addMenuItem("What is the true cost of purchasing something with credit?","location='../credit/c-truecost.html'");
     mm_menu_1206161444_0_1.hideOnMouseOut=true;
     mm_menu_1206161444_0_1.bgColor='#FFFFFF';
     mm_menu_1206161444_0_1.menuBorder=1;
     mm_menu_1206161444_0_1.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_1.menuBorderBgColor='#CCCCCC';
    window.mm_menu_1206161444_0_2 = new Menu("Credit Basics II",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_2.addMenuItem("How do I establish credit?","location='../credit/credit2.html'");
    mm_menu_1206161444_0_2.addMenuItem("Pay Bills on Time","location='../credit/c-bills.html'");
    mm_menu_1206161444_0_2.addMenuItem("Open and Use and Bank Account","location='../credit/c-account.html'");
    mm_menu_1206161444_0_2.addMenuItem("Open and Use a Credit Card Account","location='../credit/c-ccaccount.html'");
     mm_menu_1206161444_0_2.hideOnMouseOut=true;
     mm_menu_1206161444_0_2.bgColor='#FFFFFF';
     mm_menu_1206161444_0_2.menuBorder=1;
     mm_menu_1206161444_0_2.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_2.menuBorderBgColor='#CCCCCC';
    window.mm_menu_1206161444_0_3 = new Menu("Credit Basics III",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_3.addMenuItem("How can I track my credit?","location='../credit/credit3.html'");
    mm_menu_1206161444_0_3.addMenuItem("What is a credit report?","location='../credit/c-report.html'");
    mm_menu_1206161444_0_3.addMenuItem("Who puts these reports together?","location='../credit/c-together.html'");
    mm_menu_1206161444_0_3.addMenuItem("Who looks at my credit report?","location='../credit/c-looks.html'");
    mm_menu_1206161444_0_3.addMenuItem("How do lenders review my credit reports?","location='../credit/c-lenders.html'");
    mm_menu_1206161444_0_3.addMenuItem("Am I credit worthy?","location='../credit/c-worthy.html'");
    mm_menu_1206161444_0_3.addMenuItem("What does good credit mean?","location='../credit/c-goodcredit.html'");
    mm_menu_1206161444_0_3.addMenuItem("I want to read my credit report.","location='../credit/c-readcredit.html'");
    mm_menu_1206161444_0_3.addMenuItem("How do I read my credit report?","location='../credit/c-howread.html'");
    mm_menu_1206161444_0_3.addMenuItem("When should I read my credit report?","location='../credit/c-whenread.html'");
    mm_menu_1206161444_0_3.addMenuItem("How do I correct errors on my credit report?","location='../credit/c-errors.html'");
    mm_menu_1206161444_0_3.addMenuItem("How can I learn my credit rights?","location='../credit/c-rights.html'");
     mm_menu_1206161444_0_3.hideOnMouseOut=true;
     mm_menu_1206161444_0_3.bgColor='#FFFFFF';
     mm_menu_1206161444_0_3.menuBorder=1;
     mm_menu_1206161444_0_3.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_3.menuBorderBgColor='#CCCCCC';
	 
	 window.mm_menu_1206161444_0_4 = new Menu("Credit Score Basics I",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_4.addMenuItem("Introduction","location='../credit/credit4.html'");
	mm_menu_1206161444_0_4.addMenuItem("What is a credit score?","location='../credit/c-score.html'");
    mm_menu_1206161444_0_4.addMenuItem("How do I get my credit score?","location='../credit/c-getscore.html'");
    mm_menu_1206161444_0_4.addMenuItem("Why do financial institutions use credit scores?","location='../credit/c-usescore.html'");
    mm_menu_1206161444_0_4.addMenuItem("What affects my credit score?","location='../credit/c-affects.html'");
    mm_menu_1206161444_0_4.addMenuItem("What is a good score? A bad one?","location='../credit/c-goodbad.html'");
    mm_menu_1206161444_0_4.addMenuItem("What difference does a score make?","location='../credit/c-difference.html'");
     mm_menu_1206161444_0_4.hideOnMouseOut=true;
     mm_menu_1206161444_0_4.bgColor='#FFFFFF';
     mm_menu_1206161444_0_4.menuBorder=1;
     mm_menu_1206161444_0_4.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_4.menuBorderBgColor='#CCCCCC';
	 
	  window.mm_menu_1206161444_0_5 = new Menu("Credit Score Basics II",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_5.addMenuItem("Introduction","location='../credit/credit5.html'");
    mm_menu_1206161444_0_5.addMenuItem("How do I improve my credit score?","location='../credit/c-improve.html'");
     mm_menu_1206161444_0_5.hideOnMouseOut=true;
     mm_menu_1206161444_0_5.bgColor='#FFFFFF';
     mm_menu_1206161444_0_5.menuBorder=1;
     mm_menu_1206161444_0_5.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_5.menuBorderBgColor='#CCCCCC';
	 
	  	window.mm_menu_1206161444_0_6 = new Menu("Credit Crisis",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206161444_0_6.addMenuItem("Credit Crisis","location='../credit/credit6.html'");
    mm_menu_1206161444_0_6.addMenuItem("What is a financial crisis?","location='../credit/c-fincrisis.html'");
	mm_menu_1206161444_0_6.addMenuItem("How do I get out of this mess?","location='../credit/c-mess.html'");
	mm_menu_1206161444_0_6.addMenuItem("How do I make a debt reduction plan?","location='../credit/c-debtreduc.html'");
	mm_menu_1206161444_0_6.addMenuItem("How do I select a credit counselor?","location='../credit/c-debtreduc4.html'");
	mm_menu_1206161444_0_6.addMenuItem("What happens when I file bankruptcy?","location='../credit/c-debtreduc5.html'");
	mm_menu_1206161444_0_6.addMenuItem("What do I need to know about debt reduction,","location='../credit/c-debtreduc6.html'");
    mm_menu_1206161444_0_6.addMenuItem("debt consolidation, and credit repair companies?","location='../credit/c-debtreduc6.html'");
     mm_menu_1206161444_0_6.hideOnMouseOut=true;
     mm_menu_1206161444_0_6.bgColor='#FFFFFF';
     mm_menu_1206161444_0_6.menuBorder=1;
     mm_menu_1206161444_0_6.menuLiteBgColor='#FFFFFF';
     mm_menu_1206161444_0_6.menuBorderBgColor='#CCCCCC';
	 
	 
  window.mm_menu_1206161444_0 = new Menu("root",128,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-50,17,true,false,true,3,true,true);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_1);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_2);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_3);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_4);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_5);
  mm_menu_1206161444_0.addMenuItem(mm_menu_1206161444_0_6);
     mm_menu_1206161444_0.hideOnMouseOut=true;
   mm_menu_1206161444_0.childMenuIcon="arrows2.gif";
   mm_menu_1206161444_0.bgColor='#FFFFFF';
   mm_menu_1206161444_0.menuBorder=1;
   mm_menu_1206161444_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206161444_0.menuBorderBgColor='#CCCCCC';
window.mm_menu_1206161922_0 = new Menu("root",250,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
  mm_menu_1206161922_0.addMenuItem("I need to protect my money and Identity!","location='../protecting/protect.html'");
  mm_menu_1206161922_0.addMenuItem("How can I avoid being ripped off?","location='../protecting/p-avoid.html'");
  mm_menu_1206161922_0.addMenuItem("What is identity theft?","location='../protecting/p-idtheft.html'");
  mm_menu_1206161922_0.addMenuItem("How can I prevent identity theft?","location='../protecting/p-prevent.html'");
  mm_menu_1206161922_0.addMenuItem("What should I do if my identity is stolen?","location='../protecting/p-stolen.html'");
   mm_menu_1206161922_0.hideOnMouseOut=true;
   mm_menu_1206161922_0.bgColor='#FFFFFF';
   mm_menu_1206161922_0.menuBorder=1;
   mm_menu_1206161922_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206161922_0.menuBorderBgColor='#CCCCCC';

  window.mm_menu_1206162312_0 = new Menu("root",325,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-5,7,true,false,true,3,true,true);

  mm_menu_1206162312_0.addMenuItem("What are some tips for getting a good job?","location='../job/j-tips.html'");
  mm_menu_1206162312_0.addMenuItem("Who's hiring?","location='../job/j-hiring.html'");
  mm_menu_1206162312_0.addMenuItem("What basic information do I need to know about having a job?","location='../job/j-info.html'");
  mm_menu_1206162312_0.addMenuItem("Where can I look for child care?","location='../job/j-childcare.html'");
  mm_menu_1206162312_0.addMenuItem("Tell me more about applications, resumes, and cover letters.","location='../job/j-apps.html'");
  mm_menu_1206162312_0.addMenuItem("How can I prepare for a job interview?","location='../job/j-interview.html'");
  mm_menu_1206162312_0.addMenuItem("What are some tips for keeping a job?","location='../job/j-keeping.html'");
  mm_menu_1206162312_0.addMenuItem("What are some things I need to know while on the job?","location='../job/j-know.html'");
  mm_menu_1206162312_0.addMenuItem("What are some ways to earn money or supplement my income?","location='../job/j-supplement.html'");
   mm_menu_1206162312_0.hideOnMouseOut=true;
   mm_menu_1206162312_0.bgColor='#FFFFFF';
   mm_menu_1206162312_0.menuBorder=1;
   mm_menu_1206162312_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206162312_0.menuBorderBgColor='#CCCCCC';

  window.mm_menu_1206162627_0 = new Menu("root",300,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
 
 
  mm_menu_1206162627_0.addMenuItem("How much more can I earn if I advance my education?","location='../educ/e-advance.html'");
  mm_menu_1206162627_0.addMenuItem("What are my education options?","location='../educ/e-options.html'");
  mm_menu_1206162627_0.addMenuItem("I need help getting on the education track.","location='../educ/e-track.html'");
  mm_menu_1206162627_0.addMenuItem("How do I evaluate schools?","location='../educ/e-eval.html'");
  mm_menu_1206162627_0.addMenuItem("What does an education cost?","location='../educ/e-cost.html'");
   mm_menu_1206162627_0.hideOnMouseOut=true;
   mm_menu_1206162627_0.bgColor='#FFFFFF';
   mm_menu_1206162627_0.menuBorder=1;
   mm_menu_1206162627_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206162627_0.menuBorderBgColor='#CCCCCC';

      window.mm_menu_1206162845_0_1 = new Menu("I think I am ready to own a home!",300,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,7,true,false,true,3,true,true);
    mm_menu_1206162845_0_1.addMenuItem("I think I'm ready to own a home!","location='../own/own.html'");
  
    mm_menu_1206162845_0_1.addMenuItem("What financial risks do I need to be aware of?","location='../own/own-risks.html'");
    mm_menu_1206162845_0_1.addMenuItem("I'd like to predict the expenses I'll have owning a home.","location='../own/own-predict.html'");
    mm_menu_1206162845_0_1.addMenuItem("Am I financially fit enough to own a home?","location='../own/own-fit.html'");
    mm_menu_1206162845_0_1.addMenuItem("What about my other financial goals?","location='../own/own-fingoals.html'");
    mm_menu_1206162845_0_1.addMenuItem("Show me the big picture about money.","location='../own/own-bigpic.html'");
     mm_menu_1206162845_0_1.hideOnMouseOut=true;
     mm_menu_1206162845_0_1.bgColor='#FFFFFF';
     mm_menu_1206162845_0_1.menuBorder=1;
     mm_menu_1206162845_0_1.menuLiteBgColor='#FFFFFF';
     mm_menu_1206162845_0_1.menuBorderBgColor='#CCCCCC';
    window.mm_menu_1206162845_0_2 = new Menu("I am definitely ready to own a home!",300,17,"Arial, Helvetica, sans-serif",11,"#005596","#308e27","#c4d3e5","#EEF7EC","left","middle",3,0,20,-5,-7,true,false,true,3,true,true);
    mm_menu_1206162845_0_2.addMenuItem("I'm definitely ready to own a home!","location='../own/own2.html'");
   
    mm_menu_1206162845_0_2.addMenuItem("How does a home create financial stability?","location='../own/own-stable.html'");

 mm_menu_1206162845_0_2.addMenuItem("What are my responsibilities as a homeowner?","location='../own/own-resp.html'");
    mm_menu_1206162845_0_2.addMenuItem("Can I get assistance with paying for my utilities?","location='../own/own-utils.html'");
    mm_menu_1206162845_0_2.addMenuItem("What kind of home maintenance will I have to do?","location='../own/own-maint.html'");
    mm_menu_1206162845_0_2.addMenuItem("I need to hire a contractor to fix something.","location='../own/own-fix.html'");
    mm_menu_1206162845_0_2.addMenuItem("What important items in the home do I need to know about?","location='../own/own-know.html'");
    mm_menu_1206162845_0_2.addMenuItem("What else do I need to know about owning a home?","location='../own/own-else.html'");
    mm_menu_1206162845_0_2.addMenuItem("How do I secure my financial future?","location='../own/own-future.html'");
     mm_menu_1206162845_0_2.hideOnMouseOut=true;
     mm_menu_1206162845_0_2.bgColor='#FFFFFF';
     mm_menu_1206162845_0_2.menuBorder=1;
     mm_menu_1206162845_0_2.menuLiteBgColor='#FFFFFF';
     mm_menu_1206162845_0_2.menuBorderBgColor='#CCCCCC';
  window.mm_menu_1206162845_0 = new Menu("root",420,17,"Arial, Helvetica, sans-serif",11,"#005596","#005596","#E7EFF4","#c4d3e5","left","middle",3,0,20,-340,15,true,false,true,3,true,true);
  mm_menu_1206162845_0.addMenuItem(mm_menu_1206162845_0_1);
  mm_menu_1206162845_0.addMenuItem(mm_menu_1206162845_0_2);
   mm_menu_1206162845_0.hideOnMouseOut=true;
   mm_menu_1206162845_0.childMenuIcon="arrows2.gif";
   mm_menu_1206162845_0.bgColor='#FFFFFF';
   mm_menu_1206162845_0.menuBorder=1;
   mm_menu_1206162845_0.menuLiteBgColor='#FFFFFF';
   mm_menu_1206162845_0.menuBorderBgColor='#CCCCCC';

mm_menu_1206162845_0.writeMenus();
} // mmLoadMenus()