Hábitat para la Humanidad Bolivia
Housing need in Bolivia
Bolivia has high poverty rates and huge differences in living and habitat conditions among sectors of higher and lower incomes of the population.
Bolivia has a population of over 10 million people, over 60 percent of which do not have access to drinking water and sewage services. Statistics also show that out of the total population, 58 percent of Bolivian families live in huts that do not meet the minimum living conditions, lacking basic services and sanitation. Thirty-one percent of homes accommodate three or more people per bedroom.
Approximately 69 percent of Bolivian houses have dirt floors; these houses make families susceptible to contract diseases as major respiratory problems and stomach pains. The most affected ones are children.
According to the Government, housing deficit is of 250.000 houses across the country and they have set the goal to build 25.000 houses per year, which means this need will be supplied in 10 years. But as population growth is increasing constantly, deficits will continue to exist beyond the 10 years of work planned.
Habitat for Humanity in Bolivia
Habitat has 28 years of service and working with people. Habitat Bolivia maintains the search for housing solutions that will contribute to the exercise of the Human Rights to adequate housing. The organization has three offices in three different departments of the country (Cochabamba, La Paz and Santa Cruz).
Habitat for Humanity Bolivia gives a housing loan to low income families who have no access to a regular bank financing. And in this sense, has a revolving fund that is aimed at housing solutions like new housing, upgrades to existing housing, repairs, minor additions and progressive improvement. It teaches the value of solidarity and sustainability through this model because the money provided is retrieved and assigned to other families in the same or worse condition.
In 28 years Habitat Bolivia has done over 11 thousand housing solutions in the departments of La Paz, Cochabamba,
Santa Cruz, Oruro and Tarija. There are over 50 thousand benefited people that now have an adequate house.
National Housing Agency: An agreement is signed in 2012 with the goal of implementing and executing social housing programs and projects aiming to reduce the housing deficit in Bolivia. This program works with the government, it facilitates the beneficiaries through individual credits given by Habitat Bolivia. By the closing of fiscal year 2013 the number of benefited families was 112.
Agreement wirh rhe National Bank of Bolivia: The program called “Building more than a house” is a way for Habitat to be able to build new adequate houses through the financial support of the Bank. Also, employees of the Bank participate as volunteers in housing construction. The economic input is used for financing the construction of adequate houses. The money that is received as a donation, returns and it generates a dynamic in which the benefited family allows other families in the same condition access a housing credit.
Fubode and GROW Projects: The main goal is to increase the access low income families have to financial services in order to improve and/or build a house. Habitat supports the microfinance institutions, in the design, improvement and implementation of microfinance products that include services in technical construction assistance. Habitat Bolivia is now working with FUBODE in Cochabamba (from 2011 to 2013 76 credits were given) and Grow in Oruro (from 2011 to 2013 226 credits were given in Oruro and Challapata)
Cargill Partnership: for 12 years Cargill has donated to the Rotating Fund, in the last period the sum is of $23 thousand. With this money 3 houses were build in Santa Cruz. The characteristics of this partnership like in the past, is that the company’s staff forms part of the volunteers that colaborate in the construction of each one of the houses build with their donation. In the past 5 years, Cargill builds 13 houses and moves around 120 volunteers.
Fondeco: Habitat for Humanity Bolivia establishes an specific partnership with Habitat for Humanity International Latin America and the Caribbean Area Office to offer the services of the Centre of Innovation in Housing and Finances (CIHF). The experience of HFHB and HFHI in the microfinances field for housing has favour the CIHF to be an strategic ally to offer Technical Institutional Assistance. The CIHF gives, among others, assistance and accompaniment to the institutions interested in desingning microfinance housing products that aid to diminish the qualitative housing deficit among the low income population.
Learn more about Habitat for Humanity in Latin America and the Caribbean.