the big picture
FY2021 impact totals, individuals served around the world and financial statements

39 million+
Since 1976, Habitat has helped more than 39 million people build or improve the place they call home.

4.2 million+
In FY2021, Habitat helped more than 4.2 million people build or improve the place they call home.

8.5 million+
In FY2021, more than 8.5 million people gained the potential to improve their housing conditions through our training (300,065) and advocacy (8,257,866).

500,000+
More than 500,000 volunteers helped build, advocate and raise awareness about the global need for shelter in the past fiscal year.

Diversity, equity and inclusion
Diversity, equity and inclusion are central and imperative for Habitat for Humanity. We believe in a world where everyone — no matter who we are or where we come from — deserves a decent place to live. And we recognize that, to create this world, our work must always break down barriers, bring people of all backgrounds together, and generate equity, respect and lasting change. Our work must help create what Dr. Martin Luther King Jr. called “the Beloved Community,” a community that includes diversity and allows for tension undergirded by love leading to transformation. We were built for this moment.
A theological imperative: We are called to put God’s love into action and love our neighbors as ourselves by insisting on reconciliation and justice.
A historical imperative: We are rooted in the legacy of our birthplace, Koinonia Farm, an interracial community established in the 1940s in Americus, Georgia, with a radical commitment to racial equality.
A mission imperative: We build homes, communities and hope and actively advocate for the rights of all people to have equitable access to decent, affordable housing.

Angeles, age 6, Mexico
Our work
Historic discrimination in U.S. housing policy, particularly against Black Americans, is one of the chief drivers of the racial inequities that persist today. In addition to our extensive advocacy efforts, Habitat has begun codeveloping an initiative to advance Black homeownership in the U.S. with input from local Habitat affiliates and continues our work in neighborhoods across the U.S. alongside residents and partner organizations to foster equitable, livable and sustainable communities through neighborhood revitalization efforts.
Around the world, Habitat also launched an Africa Hub in 2021, based in Nairobi, Kenya, to support Habitat’s operations across sub-Saharan Africa and deliver scalable programming that addresses the region’s most pressing challenges related to housing, including increasing inequity and urbanization at the local, national and regional levels as well as climate change, natural disasters and infectious diseases. Additionally, Habitat Canada and the Canadian government announced a CAN$40 million (US$32 million) investment in December 2020 to create homeownership opportunities for 200 Black families, addressing systemic racism against Black Canadians.
Our culture
In FY2021, Habitat prioritized the establishment of a data-driven and human-centered diversity, equity and inclusion strategy led by our global diversity, equity and inclusion officer. As a first step in the strategy development process, Habitat conducted a 12-week assessment, creating space for representatives from our global network to share their insights through listening sessions, interviews, workshops and a survey. We are now reviewing and incorporating key components and findings from these efforts into Habitat’s overall DEI strategy and implementation plan.
Additionally, in recent years, we’ve created employee resource groups that encourage employee engagement and provide opportunities for professional development and internal networking, while helping to inform implementation of our cultural values. These groups provide for the inclusion of diverse ideas and solutions and create opportunities for mentoring and career development.
Employee resource groups include:
- Black Employee Success Team
- DiversAbility, a group that advocates for employees with disabilities
- NextGen, a group that supports Habitat’s next generation of leaders
- Nuestro Hogar, a Latinx and Hispanic resource group
- R.E.A.C.H, a group that advocates for remote staff
- Spectrum, an advocacy group for LGBTQ+ employees
- Women in the Workplace
Our commitment
This will never be a world without poverty, prejudice or violence unless we build it. Making homeownership accessible and affordable for people from diverse communities is a critical component in creating that world. While much has been done, much more work remains.

Angeles, age 6, Mexico
Angeles, age 6, Mexico
Individuals served
FY2021 summary

Definitions
- New and rehabs
- New houses are 100% newly constructed and meet Habitat for Humanity quality standards and local building codes. Rehabs are restorations of houses that once met Habitat’s standards and local building codes but needed major, usually structural, work to bring them back to these standards and codes.
- Repairs
- Minor restoration, such as patching roofs or walls or replacing materials in houses that still meet Habitat’s quality standards and local building codes.
- Market development
- Individuals served with better housing through the private sector as a result of a Habitat program.
- Incremental
- An intervention that fully addresses one or more of the five Habitat for Humanity quality standards:
- Adequate size
- Durable construction
- Secure land tenure rights
- Access to adequate amounts of clean water
- Proper sanitation
- Professional services
- Preconstruction advice or design services provided directly by Habitat professionals to the household, for specific construction projects.
- Civil society facilitation
- Partnerships in which Habitat leads community-based and nongovernmental organizations in a program designed to expand adequate and affordable housing.
United States and Canada

Individuals | |
---|---|
New & rehab construction | 13,864 |
Repairs | 16,190 |
Total | 30,054 |
Latin America & the Caribbean

Individuals | |
---|---|
New & rehab construction | 18,225 |
Incremental construction | 33,475 |
Repairs | 45,200 |
Professional services | 3,290 |
Market development | 1,380,215 |
Total | 1,480,405 |
Europe, the Middle East and Africa

Individuals | |
---|---|
New & rehab construction | 4,560 |
Incremental construction | 180,705 |
Repairs | 9,920 |
Professional services | 5,345 |
Market development | 1,383,410 |
Civil society facilitation | 13,180 |
Total | 1,597,120 |
Asia & the Pacific

Individuals | |
---|---|
New & rehab construction | 13,490 |
Incremental construction | 52,840 |
Repairs | 33,185 |
Professional services | 3,375 |
Market development | 994,340 |
Civil society facilitation | 45,005 |
Total | 1,142,235 |
Learn more about where we work.
Financial statements
FY2021, Habitat for Humanity International

You make our mission possible
Michael E. Carscaddon
Executive Vice President, Finance and Administration, and Chief Financial Officer, Habitat for Humanity International

Sherlyn, age 9, Mexico
Sherlyn, age 9, Mexico
Our donors and partners — many featured in this report — are among the bountiful blessings that Habitat for Humanity celebrates. We are truly grateful for all those who help us bring people together to build homes, communities and hope.
Through the years, through changing times, through challenges and opportunities, it’s our generous supporters who always ensure that we are able to continue helping families build a better life. Because of you, Habitat remains well-positioned financially, with strong results over the last few years, even in the midst of pandemic uncertainty.
COVID has required both creativity and resilience as we press on toward our strategic goals and strive to partner with more families around the world. It’s true that our work and usual processes have been affected during this time, but Habitat’s focus remains undimmed. Our mission matters more every day, and we continue to find new ways to keep our momentum going, even in the headwinds we are all experiencing. The financial resources you provide and that we so carefully steward allow us to grow and evolve our programs and to work alongside individuals and communities, creating impact, equity and transformation.
Thank you for everything you make possible. Thank you for the work you help us plan for, complete and celebrate. Thank you for helping families build and improve places to call home, for helping residents foster equitable and sustainable communities, for helping innovators create new solutions through market development and housing microfinance, and for helping advocates amplify and advance our shared message that everyone deserves a decent place to live.
With your financial support, our work continues. We are grateful for your partnership and commitment.
Habitat for Humanity International’s auditors have expressed an unqualified opinion on our June 30, 2021, consolidated financial statements. Those financial statements include associated notes that are essential to understanding the information presented here. The full set of statements and notes is available for download.
All figures presented are in thousands of dollars.
Consolidated financial information
Source of funds
Contributions | $259,743 |
Gifts-in-kind | $54,946 |
Government grants | $17,557 |
Other income | $29,389 |
Total revenue | $361,635 |
Use of funds
Program - U.S. affiliates | $139,109 |
Program - International affiliates | $70,489 |
Program - Public awareness and advocacy | $17,507 |
Fundraising | $54,309 |
Management and general | $19,031 |
Total expenses | $300,445 |
Consolidated statements of financial position
As of June 30
Assets
FY2021 | FY2020 | $ change | % change | |
---|---|---|---|---|
Cash and cash equivalents | $95,033 | $130,474 | $(35,441) | -27% |
Investments at fair value | $220,408 | $112,275 | $108,133 | 96% |
Receivables | $134,454 | $141,471 | $(7,017) | -5% |
Other assets | $26,504 | $31,011 | $(4,507) | -15% |
Total assets | $476,399 | $415,231 | $61,168 | 15% |
Liabilities and net assets
FY2021 | FY2020 | $ change | % change | |
---|---|---|---|---|
Liabilities | ||||
Total liabilities | $171,375 | $170,761 | $614 | 0% |
Net assets | ||||
Without donor restriction | $170,190 | $134,984 | $35,206 | 26% |
With donor restriction | $134,834 | $109,486 | $23,348 | 23% |
Total net assets | $305,024 | $244,470 | $60,554 | 15% |
Total assets | $476,399 | $415,231 | $61,168 | 25% |
Consolidated statements of activities
Year ended June 30
Revenues and gains
FY2021 | FY2020 | $ change | % change | |
---|---|---|---|---|
Contributions | $259,743 | $199,627 | $60,116 | 30% |
Donations in-kind | $54,946 | $41,385 | $13,561 | 33% |
Government grants | $17,557 | $13,802 | $3,755 | 27% |
Other income, net | $29,389 | $32,972 | $(3,583) | -11% |
Total revenues and gains | $361,635 | $287,786 | $73,849 | 26% |
Satisfaction of program restrictions | - | - | - | 0% |
Total revenues and gains | $361,635 | $287,786 | $73,849 | 26% |
Expenses
FY2021 | FY2020 | $ change | % change | |
---|---|---|---|---|
Program services | ||||
U.S. affiliates | $139,109 | $115,095 | $24,014 | 21% |
International affiliates | $70,489 | $78,527 | $(8,038) | -10% |
Public awareness and education | $17,507 | $19,288 | $(1,781) | -9% |
Total program services | $227,105 | $212,910 | $14,195 | 7% |
Supporting services | ||||
Fundraising | $54,309 | $54,047 | $262 | 0% |
Management and general | $19,031 | $19,458 | $(427) | -2% |
Total supporting services | $73,340 | $73,505 | $(165) | 0% |
Total expenses | $300,445 | $286,415 | $14,030 | 5% |
Losses on contributions receivable | $636 | $382 | $253 | 66% |
Total expenses and losses on contributions receivable | $301,081 | $286,797 | $14,284 | 5% |
Change in net assets | $60,554 | $989 | $59,565 | 6023% |
Combined finances
FY2020

The audited financial statements of Habitat for Humanity International reflect only part of Habitat’s work around the world. As autonomous nonprofit organizations, Habitat for Humanity affiliates and national organizations keep their own records of revenues and expenditures. To better demonstrate the magnitude of the movement, Habitat for Humanity International annually compiles combined (unaudited) financial amounts for Habitat for Humanity in total.
For the fiscal year that ended June 30, 2020, we estimated the total impact of the entire Habitat for Humanity mission was as follows:
Total revenue:
$2.3 billionTotal net assets:
$3.2 billionSource of funds
Contributions and grants | $746 million |
Gifts-in-kind | $817 million |
Sales of homes | $593 million |
Other income | $175 million |
Use of funds
Program | $1.9 billion |
Fundraising | $171 million |
Management and general | $196 million |
