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Through shelter, we empower

Helping families build a better future

Families who work with Habitat for Humanity help build their own homes alongside volunteers and pay an affordable mortgage. Families also attend financial education classes to prepare them for long-term success.

How much does a Habitat home cost?

Although the cost of a Habitat home can vary, families pay an affordable mortgage and put in hundreds of hours of sweat equity helping to build their own homes. Sweat equity can also take other forms like building homes for others, working at the Habitat ReStore, taking classes in personal finances and more.

How to qualify for a Habitat home

Habitat families become active participants in building a better future for themselves and their communities. We strive to work with families whose circumstances most closely match the following conditions.

  • The level of need for better housing.
  • A willingness to partner with Habitat.
  • The ability to pay an affordable mortgage.

These considerations can vary from community to community, and individual Habitat offices may look at other criteria when reviewing applications.* For more information and to learn how your family can participate, contact your local Habitat or call our help line at 1-800-422-4828.



*Habitat follows a nondiscriminatory policy of family selection. Neither race nor religion is a factor.