Contact Africa & Middle East consultants

Address, email and phone number

Habitat for Humanity International
Attn: Center for Innovation in Shelter and Finance
270 Peachtree Street, NW
Suite 1300
Atlanta, GA 30307

Email: Africa & Middle East

Phone: 1-800-HABITAT or 1-229-924-6935

Additional contact info


Annette Mulenga Ching’Andu is the monitoring and evaluation specialist at Habitat for Humanity International on the MasterCard funded project “Building Assets, Unlocking Access.” Previously she was a research associate and data quality auditor for Khulisa Management Services, a consulting firm, where she focused on strengthening monitoring and evaluation systems for implementers of public health programs in South Africa and other African countries. Mrs. Ching’Andu holds a bachelor’s degree in demography from the University of Zambia, and a master’s degree in public health from Witwatersrand University. She is fluent in English and Bemba. She is based in Pretoria, South Africa.

Noluthando Ntshanga is the housing microfinance officer at Habitat for Humanity International. Her duties include supporting the design, development and promotion of microfinance partnerships; participating in the operations of Habitat’s Center for Innovation in Shelter and Finance; working with consultants undertaking research, product development and training; development of reports and also providing institutional technical assistance to partners in the Africa and Middle East regions.

Previously, she was a researcher and assistant lecturer for the School of Built Environment and Development Studies at the University of KwaZulu Natal. Furthermore, she has been involved in various programs that assisted and empowered undergraduates under the College of Humanities at the University of KwaZulu Natal. Her expertise includes knowledge of housing policies, various housing finance instruments, project management and housing theory. She also has experience working as a junior project manager responsible for the delivery of low-cost housing in various towns of KwaZulu Natal, South Africa. Ms. Ntshanga holds a master’s degree in housing and a bachelor’s degree in housing from the University of KwaZulu Natal. She speaks fluent English and isiZulu. She is based in Pretoria, South Africa.

Ruth Odera is the regional housing microfinance project manager at Habitat for Humanity International, working on the MasterCard funded project “Building Assets, Unlocking Access.” Mrs. Odera has more than 20 years of experience in private sector development, program management and microfinance consulting. Prior to joining Habitat for Humanity International, she managed Microfinance House Ltd, a privately owned microfinance consulting firm. Mrs. Odera has broad skills and expertise in microfinance consulting, implementation of microfinance programs, market research, product development, business planning, management and design, and monitoring and evaluation of microfinance and SME projects. She is a qualified trainer, previously having trained staff at various microfinance institutions in Kenya and was a faculty member of School of Applied Microfinance, teaching a course on market research and product development.

Mrs. Odera holds a master’s degree in business and administration from the University of Nairobi, a master’s in microfinance – magna cum laude – from Giordano Del Amore Foundation Italy and a bachelor’s degree in education from Kenyatta University. She has certifications in microfinance market research and product development, process mapping, risk analysis and pilot testing gained from School of Applied Microfinance, and Training of Trainers certificates from Haifa School of Management Kenya and Kenya School of Management. Mrs. Odera is a MicroSave certified service provider. Mrs. Odera speaks Dho-luo, English and Kiswahili fluently. She is based in Nairobi, Kenya.

Stephen Wanjala is a housing finance and market development specialist for Habitat for Humanity International. He oversees the design and implementation of innovative projects in shelter finance in the Europe, Middle East and Africa regions, leading initiatives to promote action research in housing finance programs and stimulating investment in the African housing finance sector.

Mr. Wanjala is a microfinance specialist with more than 19 years of hands-on experience in microfinance and housing finance operations management, training and business development services. He has exposure and experience in developing, evaluating, monitoring and carrying out studies and providing advice on innovations or interventions in microfinance and housing microfinance, business development services and in the broader development field. Mr. Wanjala holds the following qualifications: a bachelor’s degree in business administration with a major in finance and accounting and a minor in entrepreneurship from the Kenya Methodist University, 2006; Cooperative Audit, Management and Banking Diploma and Certified Public Accountant Part 1 from the Cooperative College of Kenya, 1993. He is currently pursuing a master’s degree in development finance at the University of Stellenbosch, business school, South Africa. Mr. Wanjala speaks fluent English and Kiswahili. He is based in Nairobi, Kenya.