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The number of Americans who spend more than half their income on housing remains at unprecedented levels despite the U.S. housing market’s recovery.

On Dec. 19, Habitat for Humanity Mississippi Capital Area held a very special home dedication for the Jean Kemp house, financed with a $60,000 donation by Garth Kemp in honor of his wife. He sponsored the house without telling her, planning to surprise her at the dedication ceremony.

Partnering with Habitat brings homeowners a world of new opportunities: financial security, potential advancement in jobs and education, independence, a strong sense of community and — perhaps best of all — the freedom and security of living without crushing housing costs or overwhelming worry.

Even as a single mom of six with two part-time jobs, Joyce was able to change her family’s future with the help of Habitat for Humanity.

What exactly goes into building a Habitat house? A whole lot, as it turns out.

Check out this year’s house photos, featuring volunteers from the 2019 Carter Work Project in Nashville, Tennessee.

Kenneth, Sarah and their daughter Kailyn are now living in a safe neighborhood and no longer have black mold growing in their bedroom thanks to Habitat for Humanity.

Habitat calls on delegates at the COP27 climate change conference to prioritize adequate and affordable housing, achieve a net-zero future for carbon emissions, and meet the mitigation and adaptation needs of human settlements as part of future actions in response to climate change.

Check out this year’s house photos, featuring volunteers from the 2017 Carter Work Project in Edmonton and Winnipeg.