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Housing counseling and education programs can be funded by state and local governments and are frequently facilitated by nonprofit organizations such as Habitat.  

Land banks can be beneficial to communities because they return vacant, abandoned and tax-delinquent properties to productive use while helping to facilitate neighborhood revitalization and home affordability. 

Localities can update their zoning codes in various ways to reduce development costs and encourage home affordability across a wider landscape. 

Code enforcement is a key way we can work together to provide safe homes and neighborhoods that create opportunities for everyone to succeed. 

Property tax relief programs reduce the burden on qualified taxpayers who live in areas with rapidly rising home values. 

Policy solutions to protect families who rent can include rent stabilization, just cause evictions and by-right affordable legal assistance for tenants facing eviction.  

Housing trust funds offer the advantage of having a stable, flexible source of funding which can be a critical advantage for communities looking to address the home affordability needs across the housing continuum. 

General obligation bonds offer a flexible way to finance a wide range of affordable housing activities, such as home construction, repair programs and down payment assistance.

Tax increment financing is the most popular method for spurring economic development in the U.S. These districts are typically established in areas where development likely would not occur without intervention through public financing or subsidy. 

With a shortage of affordable housing in communities across the U.S., it is more important than ever that we help low-income homebuyers learn about and take advantage of down payment assistance programs and the support they provide.