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Habitat for Humanity is applauding Congress for responding to its call for emergency mortgage assistance for low-income homeowners. The House and Senate included nearly $10 billion in mortgage payment support in the American Rescue Plan Act of 2021.

Habitat is urging Congress to take greater action to support housing stability and the nonprofit organizations that serve low-income families.

Even before the COVID-19 pandemic hit, the U.S. was facing extreme housing challenges. Now, with hours, wages and jobs cut as a result of the coronavirus, even more individuals are facing housing instability.

We’ve rounded up four key takeaways from the full report, which provides valuable data on the current U.S. housing market. This report was released by Harvard University’s Joint Center for Housing Studies and proudly sponsored by Habitat.

Read about the legislative successes Habitat for Humanity’s advocacy efforts have had on affordable housing, energy efficiency, home mortgage rule reforms and more.

Every day, families partner with Habitat for Humanity to build homes and, as a result, better lives. Learn about the journey each family takes on the intensive path to homeownership.

Donated product from Whirlpool Corporation has helped Habitat affiliates build more homes, helping even more families realize their dream of homeownership.

Habitat for Humanity’s vision is a world where everyone has a decent place to live, but a structure of intentional and systemic racial discrimination in the U.S. has created barriers to homeownership for many Black families.

Since credit can be difficult, if not impossible, for many households to access, we have focused on strategies for equitably increasing access to credit for underserved populations.