Our microfinance partners

DIGH
The Dutch International Guarantees for Housing Foundation acts as an intermediary in the financing of affordable housing projects for people with low incomes in developing countries and countries in economic transition. By guaranteeing loan interest and principal repayments to their bank, DIGH aims to achieve a breakthrough in the area of low-income and public housing and to stimulate countries with a growth economy.

In cooperation with Dutch housing corporations and municipalities, DIGH loans are used to fund noncommercial, social housing projects. In Europe and Central Asia, partnering with Habitat DIGH has funded a number of projects, mobilizing $5.5 million and providing more than 800 loans to families in Romania, Bulgaria, Macedonia and Armenia.

Other partners
Across Europe and Central Asia, Habitat for Humanity is also partnering with the following institutions:

Armenia: First Mortage Company
Housing Fund: $2,500,000
Loans: Up to $15,000
Tenor: Five to nine years
Interest: 13.5 percent

Ukraine: HOPE Ukraine
Housing Fund: $200,000
Loans: up to $3,000
Tenor: up to 2 years
Interest: 22 per cent

 Bulgaria: Mikrofond
Housing Fund: $1,200,000
Loans: Up to $7,000
Tenor: Up to five year
Interest: 13.39 percent

Slovakia: ETP
Housing Fund: $300,000
Loans: Up to $3,000
Tenor: Up to four years
Interest: 19 percent

Macedonia: Mozhnosti Savings House
Housing Fund: $2,550,000
Loans: Up to $10,000
Tenor: Up to 10 years
Interest: 17.65 percent

Tajikistan: First Microfinance Bank
Housing Fund: $300,000
Loans: Up to $3,000
Tenor: Up to four years
Interest: 19 percent

Macedonia: Horizonti
Housing Fund: $200,000
Loans: Up to $5,000
Tenor: Up to three years
Interest: 19 percent

Hungary: Erste Bank and DIGH
Housing Fund: $1,500,000
Loans: Up to $7,000
Tenor: Up to five years
Interest: 16.5 percent 

Kyrgyzstan: Kompanion
Housing Fund: $100,000
Loans: Up to $5,000
Tenor: Up to five years
Interest: 19 percent