How 18 hours changed a family’s life forever
Little did Stephen know that when he signed up for the Habitat financial literacy course in 2009 that he and his family’s lives would change so dramatically.
Little did Stephen know that when he signed up for the Habitat financial literacy course in 2009 that he and his family’s lives would change so dramatically.
Valbona Xhafa, regional manager at Fondi BESA, emphasizes the deep cultural value placed on homeownership in Albania: “We Albanians are very sensitive about our houses. We all want to [own] houses. That’s what it means to live well.”
This widespread desire for better living conditions drove Fondi BESA to introduce a new housing loan product in 2021, backed by an investment from MicroBuild. The initial rollout of this product faced challenges, as Alma notes: “We’d had the product for more than a year, but we were hardly disbursing any housing loans.”
Housing microfinance “is all about being small scale, affordable and lending responsibly. And it is working,” writes Habitat’s Kevin Chetty for the online site Place.
Climate change affects all areas of our daily lives. Recent study published by The Intergovernmental Panel on Climate Change which is the United Nations body for assessing the science related to climate change says that Climate change is already affecting every inhabited region across the world. Do our homes need to change or has the process already started? How can we save energy? This and much more in the first episode of season 2 of Home Sapiens Podcast with our speaker Besim Nebiu.
Selected startups will be part of a selected portfolio of over 70 ventures globally who are tackling the housing crisis through market-based solution.
Where would you sleep, live, and raise your kids without a safe place to call home? Adequate housing is recognized as a human right. Yet, in Nepal, nearly half of the population lives in substandard housing conditions, hindering their opportunities for social and economic advancement. Like many in her country, 29-year-old Pramila, a devoted mother of two, intimately understands the impact of this challenge.