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Frequently asked questions

Get answers to some of our most frequently asked questions on what Habitat for Humanity does in the U.S. and around the world, and how you can join us.

What is a mortgage?

In this mortgage guide, learn about the most common types of mortgages, how they work and the ways Habitat improves access to affordable mortgages.

Habitat for Humanity International awarded $5 million HUD grant

Habitat Capital

Through Habitat Capital, Habitat helps our U.S. affiliates build homes and provide affordable mortgages. Habitat Capital creates and provides financial services and capital that enable equitable homeownership opportunities and affordable housing solutions for underserved people.

Collegiate Challenge

We offer alternative school break volunteer opportunities to college students throughout the United States.

Aging in Place FAQ

Habitat for Humanity works to help older adults age at home and in communities of their choice through our Aging in Place program. Check out common questions about our work.

Habitat accesses federal funding to increase affordable homeownership in Minnesota

Financial support and housing programs from federal agencies like the U.S. Department of Agriculture can have a major impact on the number of families Habitat affiliates can partner with. For North St. Louis County Habitat in rural Minnesota, USDA funding has helped the affiliate increase their affordable homebuilding. 

Habitat and the CAPABLE model

As part of our innovative Aging in Place strategies, Habitat for Humanity implemented the CAPABLE model across five Habitat affiliates. This model is an evidence-based approach developed by researchers from Johns Hopkins University to help holistically address older adults’ needs.

Building a better world through advocacy

With the support of allies like Whirlpool Corporation, Habitat’s U.S. advocacy campaign has helped to influence policy and reshape systems to increase access to affordable housing.

Bringing generations together through Habitat service projects

Habitat for Humanity affiliates across the U.S. are leading Team Up service projects to help people build connections across differences with others. Truman Heritage Habitat’s Team Up project brought an intergenerational group together to renovate two homes in Eastern Jackson County, Missouri.  

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© 2025 Habitat for Humanity® International.

All rights reserved. “Habitat for Humanity®” is a registered service mark owned by Habitat for Humanity International. Habitat® is a service mark of Habitat for Humanity International.

Habitat for Humanity® International is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law.

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© 2025 Habitat for Humanity® International.

All rights reserved. “Habitat for Humanity®” is a registered service mark owned by Habitat for Humanity International. Habitat® is a service mark of Habitat for Humanity International.

Habitat for Humanity® International is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law.