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The solutions

The factors related to creating more affordable homes — supply, credit, land and communities — are interconnected, and policies that address challenges related to affordability can, and often do, impact multiple elements.

The Cost of Home campaign is built on four areas of policy focus detailed in our Cost of Home policy platform. Achieving policy solutions in these four areas will enable families to have greater access to homes they can afford — and to all the opportunities that follow.

The Cost of Home campaign is increasing home affordability by influencing policies focused on:


Increasing supply and preservation of affordable homes

We support policies that increase the production, preservation and accessibility of homes that are affordable for lower-income households.

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Equitably increasing access to credit

We support policies that increase and broaden access to safe and sound credit for underserved populations.

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Optimizing land use for affordable homes

We support policies related to land acquisition, use and development that bring down the cost of building, promote fair housing, and fully reflect community needs.

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Ensuring access to and development of communities of opportunity

We support policies that protect and strengthen neighborhoods and enable communities to thrive.

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We strive to create a healthy housing market and affordable opportunities in every community in the United States.

We urge policymakers from the local, state and federal levels to support comprehensive packages that address the increasing cost of housing across the rental and homeownership spectrum to meet the needs of low-income individuals and families nationwide. In our Cost of Home federal policy agenda, you can learn about 10 high-impact federal policy solutions that Habitat will collectively advocate for to significantly improve access to safe and affordable homes over the next five years. Learn more about our ongoing successes.

Habitat organizations implementing Cost of Home

Habitat affiliates across the U.S. are working in partnership with coalitions and policymakers to influence policies to increase home affordability.


Success stories: Habitat’s advocacy achievements

As the Cost of Home campaign builds on our strong record of advocacy achievements, take a look at how these communities are successfully finding solutions and helping create policies that will allow 10 million individuals to meet their most basic needs.

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