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In this mortgage guide, learn about the most common types of mortgages, how they work and the ways Habitat improves access to affordable mortgages.

In 1996, Maria applied to Black Hills Area Habitat for Humanity’s homeownership program in the hopes of providing a safe and stable home for her five children. Now 25 years later, she and her friends celebrated her final mortgage payment, and in Habitat tradition, they burned the mortgage papers she signed all those years ago.

Habitat for Humanity is applauding Congress for responding to its call for emergency mortgage assistance for low-income homeowners. The House and Senate included nearly $10 billion in mortgage payment support in the American Rescue Plan Act of 2021.

Once you join a Habitat program, we hope that you’re able to build with us. However, Unexpected events come up. If your plans change, please let us know right away. Here is how we can help.

Habitat is urging Congress to take greater action to support housing stability and the nonprofit organizations that serve low-income families.

Irma and Silverio celebrated the final payment on their Habitat home by shredding the mortgage.

Find out more about the qualifications for Habitat homeownership.

Habitat for Humanity International Jonathan Reckford CEO issues a statement on the bipartisan COVID-19 economic relief legislation.

Nationwide mortgage lender will help U.S. military veterans with full home rehab and improvement projects.