Travel accident and sickness insurance coverage
A portion of your trip cost established by Habitat for Humanity covers the cost of travel accident and sickness insurance.
By paying your trip cost, you will be enrolled in the travel accident and sickness insurance, covering medical costs arising from accidents, illnesses and accidental loss of life, limb, sight, speech or hearing while participating in volunteer activities sponsored and supervised by Habitat for Humanity. The policy also covers certain evacuations due to medical, weather or security emergencies. This mandatory insurance coverage is designed to protect Habitat’s Global Village trip volunteers and is part of a comprehensive risk management program.
This plan of insurance is underwritten by ACE American Insurance Company and operated by CHUBB NA. This page is a brief description of benefits available under the insurance plan. It is not a contract of insurance. The terms and conditions of coverage are set forth in the policy on file with Habitat for Humanity International under policy numbers GLM N10784177 and PTP N11207522, international and domestic travel, respectively.
Coverage for volunteers
These brochures provide a brief outline of the coverage and services available to you, including period of coverage, description of benefits, exclusions, claim procedures and contact information. These services are not guaranteed benefits. Reimbursement for any service expenses is limited to the terms and conditions of the policy under which you are insured. You may be required to pay for services not covered.
CHUBB’s travel assistance provider, Europ Assistance, may provide services to you including medical, personal, travel and/or security assistance. Travel assistance services are only available when your coverage under the insurance policy is in effect. The brochures below provide a summary of the services offered by Europ Assistance.
Europ Assistance makes every effort to refer you to appropriate medical and other service providers. It is not responsible for the quality or results of service provided by independent providers. In all cases, the medical provider, facility, legal counsel or other professional service provider suggested by Europ Assistance is not an employee or agent of Europ Assistance, and the choice of provider is yours alone. Europ Assistance assumes no liability for the services provided to you under this arrangement, nor is it liable for any negligence or other wrongful acts or omissions of any of the legal or health care professionals providing services to you.
Insurance benefits are underwritten by ACE American Insurance Company and are now operated by CHUBB NA. The insurance policy includes all of the terms and conditions of coverage. CHUBB NA is the U.S.-based operating division of the CHUBB Group of Companies, headed by CHUBB Ltd. Insurance products and services are provided by CHUBB Insurance underwriting companies and not by the parent company itself.
Affordable Care Act
This policy provides travel insurance benefits for individuals traveling outside of their home country. This policy does not constitute comprehensive health insurance coverage (often referred to as major medical coverage) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act. For more information about the ACA, please refer to www.HealthCare.gov.