Smiling man and woman in front of a house.

Why housing affordability?

Quality housing — housing that is safe, healthy and affordable — is foundational to individuals and families, to the communities in which we live and to the economies in which we all participate.

Increased family stability and economic mobility, a greater sense of dignity and civic pride, stronger and more vibrant communities that can attract and keep business and manufacturing — these are all connected to stable, decent, affordable housing.

But millions in the U.S. struggle daily with housing costs. One in 3 families pay more than 30% of their income on housing costs. Worse, 1 in 6 families pay half or more on housing — a level deemed “severely cost-burdened.”

Through the Cost of Home campaign, Habitat for Humanity is advocating for policy solutions that will improve home affordability for rental and ownership. Find out more about housing affordability where you live, and read about the impact of affordable homes and why housing policies are so vital.

Housing affordability by state

Select a state to learn about the need for home affordability.