| Habitat For Humanity

Inclusive housing finance: Unlocking stability in the face of climate emergencies

Climate change poses a significant threat to housing security, particularly for low-income communities. Extreme weather events, such as hurricanes, floods and wildfires, are becoming more frequent and severe. Furthermore, sea level rise poses an increasing threat to families and their homes in low-lying coastal regions.

Happy and healthy in a Habitat home

The moment their Habitat for Humanity home was completed, Gabriela, Valentin and their 2-year-old daughter, Evelina moved in – even though it was Christmas Eve. “We were so excited to start the new year in our home,” says Gabriela. So excited, in fact, that the young family only brought a mattress and Christmas tree with them on move-in day.

Finding Laughter Again: Syrian Family's New Life in Jordan

In 2012, Mustafa’s typical day as a cab driver in Syria took an abrupt turn. During a routine exchange with a passenger about the ongoing war, he made a passing jest about a statue of the Syrian president. This offhand remark led to his arrest and brutal imprisonment two days later.

The Cretu family: building more than a home

In the modest embrace of their Holboca commune apartment, the Cretu family finds joy in the simple things: the children’s daily tales from school, shared meals, and laughter. Andreea, a nurse, and Marius, a construction worker, have built a life that honors commitment and love.

Building capacity for greater impact

Valbona Xhafa, regional manager at Fondi BESA, emphasizes the deep cultural value placed on homeownership in Albania: “We Albanians are very sensitive about our houses. We all want to [own] houses. That’s what it means to live well.” This widespread desire for better living conditions drove Fondi BESA to introduce a new housing loan product in 2021, backed by an investment from MicroBuild. The initial rollout of this product faced challenges, as Alma notes: “We’d had the product for more than a year, but we were hardly disbursing any housing loans.”

Building capacity for greater impact

“We used to have very small apartments,” Alma Mushi says of Albania’s Communist period from 1944 to 1991. Alma serves as deputy marketing director for Fondi BESA, Albania’s largest microfinance institution. “In my father’s house, there were eight or nine people living in two rooms and one kitchen. Everyone was living like that, with two or three sons (and their wives) in the same small apartment.”

Uniting through building: Habitat for Humanity's volunteer effort in Romania

Dozens of corporate professionals from all around the world. Different backgrounds. Different experiences. But united for the same cause. To help build houses with families that deserve a new beginning.

From Gaza to Romania: A story of strength and hope

“We were waiting for death,” says Asma, a 23-year-old nursing school graduate and the daughter of Khaled and Daniela. Reflecting on the past month in Gaza, she recounts the experiences of her family. Her father, a 60-year-old mechanical engineer, and her mother, a 54-year-old born and raised in Brașov, Romania, were part of the first group of evacuees from the Gaza Strip to arrive in Romania on November 8. Their large, close-knit family of 13 includes their 6-month-old granddaughter Hanan, whose name means compassion and affection.

What is energy poverty?

Energy powers communities. Healthcare workers and teachers depend on energy to heal and educate their communities. Energy keeps homes warm in the winter and cool in the summer.