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US Construction e-newsletter

What is housing affordability?

Families across the United States are paying too high a price to cover the cost of home. Rents and homeownership costs are skyrocketing while wages are not keeping pace. Everyone should have enough money left over after paying rent or mortgage costs to cover life’s necessities.

Cost of Home impact

Explore the Cost of Home campaign’s impact on affordability, policy successes led by Habitat organizations, advocacy strategies, and an Urban Institute report assessing key policy changes shaping home affordability nationwide.

Collaborators | Cost of Home

Thank you to these supporters and endorsing organizations for helping to make the Cost of Home campaign possible.

The impact of housing affordability on families

Bringing housing costs to an affordable level can make all the difference in the life and future of a family — physically, mentally, economically, developmentally.

The impact of housing affordability on communities

From the abundance of economic benefits to a greater sense of community pride, increasing home affordability is foundational to the health of communities across the country.

The impact of housing affordability on the economy

These experts break down how high housing costs undermine the type of competitive business environment essential to strong, vibrant communities.

Cost of Home

Why housing affordability?

Quality housing — housing that is safe, healthy and affordable — is foundational to individuals and families, to the communities in which we live and to the economies in which we all participate.

The solutions

Achieving policy solutions in the four areas laid out by our Cost of Home campaign platform has enabled families to have greater access to homes they can afford — and to all the opportunities that follow.

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© 2026 Habitat for Humanity® International.

All rights reserved. “Habitat for Humanity®” is a registered service mark owned by Habitat for Humanity International. Habitat® is a service mark of Habitat for Humanity International.

Habitat for Humanity® International is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law.

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© 2026 Habitat for Humanity® International.

All rights reserved. “Habitat for Humanity®” is a registered service mark owned by Habitat for Humanity International. Habitat® is a service mark of Habitat for Humanity International.

Habitat for Humanity® International is a tax-exempt 501(C)(3) nonprofit organization. Your gift is tax-deductible as allowed by law.