Safe at home

In this video, Habitat homeowners from around the world share what their home means to them, especially during the COVID-19 pandemic.

Aging in place in the Peach State

Home provides a strong sense of security and comfort — this is especially true for older adults. In Georgia alone, hundreds of homeowners across the state have partnered with their local Habitat to preserve their homes and their independence.

A close-up of a sunflower with a house in the background.

Home provides a strong sense of security and comfort — this is especially true for older adults. The desire to age in place is deeply rooted. A 2018 survey by AARP found that 76% of adults over age 50 want to remain in their current residence as they get older. But for many older Americans, their current housing isn’t suitable for their changing needs and abilities.

Through our Aging in Place program, older adults partner with Habitat for Humanity to address the issues preventing them from aging safely and comfortably in their homes. Following a thorough holistic needs assessment including a functional assessment of the activities of daily living by a health care or social services partner, the homeowner, health professional and Habitat staff collaborate on a plan of action. From exterior maintenance tasks like cleaning gutters and refreshing paint to critical interior renovations like widening doorways to accommodate mobility aids and adding handrails, each project is designed to make older adults’ daily routines easier and improve their overall quality of life.

Since the program’s launch in 2013, it has expanded across the U.S. to meet the urgent and growing need for functional, affordable and accessible senior housing. In fact, households headed by older adults now account for more than half of all the repairs completed by Habitat affiliates nationwide.

In Georgia alone, hundreds of homeowners across the state have partnered with their local Habitat to preserve their homes and their independence. Below, five homeowners from four Georgia counties share their stories of reclaiming the strength and function of home in order to age in place.  

A wooden ramp leading up to a home where Robert, Theresa and Abigail stand.

Improved access and safety — for all

In northern Georgia, the ramp built by Greater Dalton Habitat transformed Robert and Teresa’s home from one of isolation to one of inclusion.  

The improved access has made it safer for them to care for their 9-year granddaughter, Abigail, who lives with them. It has also made it possible for the couple, both in their mid-60s, to welcome in more family and friends once the pandemic passes. This includes their son-in-law and Robert’s father-in-law, who both use wheelchairs. “Now, with the ramp, they’ll be able to come over to visit us at home,” says Robert.

Prior to the ramp’s installation, the couple had largely resigned themselves to the danger their steps presented. “We were expecting the steps to just fall through at any moment,” says Teresa. “And because we weren’t in a spot — either physically or financially — to fix it, we felt like we had no way of stopping it from happening.” Noting the peril, a family member started the application process with Greater Dalton Habitat on their behalf.  

The resulting partnership with Habitat to improve the accessibility of their home means Robert and Teresa can stay in place as they grow older — and provide consistency to their granddaughter as she does, too.  

“We love where we live,” says Teresa. Robert agrees, noting the quiet and simplicity. “The highlight of our day is when Abigail comes home from school,” he says. The ramp gives the couple the ability to watch out for and greet her. “It allows us to get in and out so much easier,” he says. “It’s a blessing.” 

Terry stands outside his home on his entryway.

No place like home

“This is home,” says Terry, referring to the white single-story house in central Georgia that he shares with his dog, Lilly. Since Terry’s mother bought the house in 1965, it has served as a constant in his life. After moving out as a young man to serve 33 years with the U.S. Army, Terry moved back in after his parents passed. The home that supported him as a boy now comforts him in retirement.  

But the aging house was steadily becoming unsound and unsafe. A leaking roof, uneven floors and an antiquated electrical system, complete with cloth-insulated wiring, all posed constant risks — from mold to fall to shock hazards. The absence of a functional sink and shower in the bathroom and lack of hot water throughout the house made tasks like cleaning, cooking and bathing even more of a chore. Trying to use modern appliances and electronics became a hassle, if not impossible, due to the home’s outdated outlets. Terry knew he could no longer live in the house safely, but he couldn’t manage the growing to-do list himself. That’s when he reached out to Gwinnett Habitat.  

Gwinnett Habitat can keep repair costs low and help homeowners like Terry improve their homes, thanks to volunteers and local in-kind donors. Each repair is a true community endeavor to keep aging neighbors in and part of that community. To help Terry, a roofing company donated time and materials to help him repair his roof and prevent further water damage. A local business donated a new water heater. An electric company donated time and materials to replace the electrical wiring and install the water heater as well as a new breaker box to bring the home up to code. Small groups of masked staff and volunteers identified and replaced rotting support beams and water-weakened exterior walls to bolster the home’s structural strength.  

Now, for the first time in five years, Terry doesn’t have to leave the house to take a warm shower. “I can shave, shower or wash the dishes with hot water any time I want without having to go to my son’s house,” he says. He doesn’t have to fear losing power or his home to his electrical system. “Before, I had to be careful using the lights,” he says. “If I turned on more than a couple of things, the electricity would blow a fuse. It was a fire hazard.” And above all, he no longer has to worry whether his home could harm him. “Now,” Terry says, “I feel safe.” 

A long wooden ramp leading up to a pale green house.

A life-saving addition

Lula contacted Habitat Effingham County after suffering a fall that left her with a broken leg and no good way to enter and exit her eastern Georgia home. “My husband, who just turned 68 himself, had to tote me down the steps if I ever went out,” she says. “It wasn’t easy on either of us.” 

A frequent shopper at the local ReStore, Lula was already familiar with and a proud supporter of Habitat’s work in her community. It wasn’t until her Medicaid representative encouraged her to apply as a means to safeguard her health that she ever considered their critical repair program to increase the functionality of her own home. But she’s glad she did. 

Just one week after Habitat volunteers and staff installed a ramp to help her get in and out of her home independently, Lula suffered a heart issue due to a blood clot in her injured leg. She estimates that using the ramp instead of navigating the stairs saved precious minutes while she was being transported to the emergency room. “Habitat saved my life,” Lula says. “They really did.”  

Now back home and healing, the retired school sanitation worker feels safer now — even amid the pandemic. “My home is even more important now that I’m spending this much time here because of COVID,” she says. “So to be able to move around it on my own, to be self-sufficient again, it just feels great. It means a lot.” 

Combined with her weekly physical therapy, the new ramp also has given Lula confidence to begin visiting her happy place: the garden. “I’m a flower freak,” she laughs. “Always messing with my flowers.” The ramp leads to her garden beds, which she hadn’t been able to tend to since her injury. “Gardening keeps me busy; it makes me smile — and thanks to Habitat I can get back to it,” says Lula. “I couldn’t be more grateful.” 

Zadie sits in front of a table with an unfinished puzzle, relaxing in her home.

Building strength, independence during recovery

Since her hip replacement surgery last year, Zadie has used a walker to build up her strength and balance. But because of its size and weight, it could only take the 70-year-old Georgia native so far.  

“An aid comes to help with household matters, but I want to shower and get ready before she arrives,” she explains. It was difficult to manage that task with her walker in the tall tub and tight corners of her bathroom. So she worked with Columbus Area Habitat in southern Georgia to come up with a solution and reclaim her routine. Together, Zadie and Habitat staff assessed her home as it is and what she needs from it, coming up with a list of modifications and repairs that would marry the two.  

Improvements included the addition of hallway lighting to eliminate hard-to-see trip hazards, a front storm door to improve circulation and an accessible bathroom, including a low-profile shower with a seat, which has significantly reduced Zadie’s risk of injury since she no longer has to lift her walker in and out of the tub.  

“I can use the bathroom facilities with safety and privacy,” says Zadie. Now, every chance she gets, she tells people about Habitat. “I’m just so grateful and happy with the changes,” she says. “I feel safer.”  

Freddie sits at a dining table made up with plates.

Staying safe while staying home

“Safer” is the first word that Freddie uses to describe how he feels in his recently repaired home, too. The 67-year-old former metal worker and brick mason, who retired early due to health issues, needed to adjust his home to fit his shifting priorities and abilities — and partnered with Columbus Area Habitat to accomplish just that.  

From installing an accessible toilet, low-profile bathtub and grab bars in the bathroom to replacing old cabinets and damaged, uneven flooring in the kitchen, each update has helped him uncover a renewed sense of confidence, comfort and security in his home of nearly 50 years. “I have trouble walking, but now have no fear of tripping or stumbling in my house,” says Freddie.  

Freddie is also relieved for the handful of friends and family who regularly check in on him. “They feel much better about me staying in my home now that it is more suitable for my needs,” he says. Instead of worrying, he’s glad everyone can now more fully enjoy their short, socially distanced visits together.

“I’m so glad for all that has been done,” says Freddie. Each individual modification has made life simpler, and the whole project has collectively reinforced his resilience. “It’s because of these changes and Habitat that I’m able to stay in my home and my neighborhood,” he says.

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A sunflower with a house in the background.

Aging in place in the Peach State

Investing in innovation in India

In November 2020, Tvasta Manufacturing printed a 600-square-foot home in concrete over the course of 30 days, made possible with investment from Habitat’s ShelterTech. With improvements, the start-up hopes to cut that time down to about a week.

A house with white pillars in front.

In November 2020, Tvasta Manufacturing printed a 600-square-foot home in concrete over the course of 30 days. With improvements, the start-up hopes to cut that time down to about a week.

The build was made possible with investment from Habitat for Humanity’s ShelterTech. The ShelterTech accelerator — run by Habitat’s Terwilliger Center for Innovation in Shelter and its partners — identifies, nurtures and accelerates start-ups like Tvasta, helping to bring new ideas and technologies to improve low-income housing for families and communities in need of access to decent, affordable homes.

A house with two white pillars in front.

The concrete used in this 3D printing is specially formulated for faster drying times, allowing Tvasta to build these homes more quickly and efficiently than traditional construction, which can sometimes take three to five times longer for a similarly sized structure. Tvasta plans to ramp up operations through partnerships with materials and industrial companies, as well as by licensing their technology to affordable housing developers who they hope can take 3D printed homes to scale across the country. That could translate into many more sustainable, affordable homes in countries like India, where at least a third of urban residents live in informal settlements with inadequate shelter.

“3D printing isn’t a panacea, given land tenure, financing and other key elements that go into affordable housing,” says Patrick Kelley, vice president of Habitat’s Terwilliger Center. “But the technology holds great potential to lower construction costs, save water and reduce material waste by up to 65%.”

Currently, ShelterTech is also working to empower leaders and foster housing innovation in Mexico, Kenya, Southeast Asia and the Andean region of South America.

Why ShelterTech?

ShelterTech is exceptionally positioned to disrupt a sector that is at the center of the sustainable development agenda: affordable housing. Our ambitious goal: make housing one of the top five impact investment categories by 2025. 

Learn more

Terwilliger Center for Innovation in Shelter

With more than 1.6 billion people across the globe who still lack adequate shelter, our market development programs are continually pursuing new strategies to assist even more families in need of a safe place to call home.

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Seeds of stability

Habitat Mexico was helping families construct safe and durable homes near Camilo’s village and he frequently made the hours-long journey on horseback to their work site to check on their progress, learn about Habitat’s construction program and try to convince them to expand their program to his hometown further south — his persistence paid off.

Camilo first heard about Habitat’s work in the early 1990s. At the time, Habitat Mexico was helping families construct safe and durable homes near his village in the southern Mexican state of Chiapas. Cut off from phone service in this remote area near the Guatemalan border, he frequently made the hours-long journey on horseback to their work site to check on their progress, learn about Habitat’s construction program and try to convince them to expand their program to his hometown further south.

His persistence paid off in 1995 when Habitat Mexico partnered with Camilo and his wife, Manuela, to build a home of their own — the first Habitat project in their community.

Camilo eagerly shares a photo of his home dedication, preserved in a pocket-sized plastic photo album, with anyone who asks. For him, the picture is a symbol not only of he and his wife’s long-held dream of homeownership coming true, but also of the ripple effect the home has had in the community over the past 25 years.

“If we pay on time, that means the program will continue in the community and that means that other families will have a proper place to live.”
— Camilo, Habitat homeowner

Through a translator, Camilo explains in Tzotzil, his native Maya language, that his payments toward the home have been reinvested by Habitat so that more farming families in his village can also build homes.

“If we pay on time, that means the program will continue in the community and that means that other families will have a proper place to live,” he explains. Since his inaugural build, more than 30 families have built a home of their own alongside Habitat — each one spurring the next.

“We are the example of the seed. We grow it, and we need to care for it to grow more and more,” says Camilo.

Reflecting on 25 years of homeownership, friendship

Homeowner Kathy reflects on what life has brought her after she and her daughters moved into their Habitat home in Boise, Idaho, 25 years ago. “Back then, before Habitat, I figured that homeownership would always be out of reach,” she says.

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Generations of joy

In 1992, Jerzy and Alicja became the first family to take a leap of faith and partner with Habitat Poland. Because they did, they, their children and their grandchildren are reaping the rewards that come with a stable, affordable home.

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Camilo with his wife and three kids in front of their cement block Habitat home in picturesque Chiapas, Mexico.

Seeds of stability

Turning housing awareness into an art form

UN-Habitat predicts that 3 billion people will need adequate shelter by 2030 but making that need tangible — and such a large number relatable — isn’t easy. Habitat for Humanity Bulgaria has answered that challenge with something unexpected: art.

Image collage of digital posters depicting housing-related art.

UN-Habitat predicts that 3 billion people will need adequate shelter by 2030, but making that need tangible — and such a large number relatable — isn’t easy. Habitat for Humanity Bulgaria has answered that challenge with something unexpected: art.

Digital art of a woman wearing a backpack and standing with her cat, looking down a path at a dream-like house made of flowers in the sky.

Art by Borislava Karadzhova

In 2020, as part of a larger campaign to raise awareness of housing issues around the world, Habitat Bulgaria invited 12 artists to translate the challenges and opportunities of rapid urbanization into the language of art. The result is a set of 20 posters designed to deepen Bulgarians’ understanding of housing globally.

“The complexity of housing and urbanization provoked us to seek creative ways to deliver the message and attempt to win the hearts and minds of people,” says Mincho Benov, national director of Habitat Bulgaria.

Image collage of 20 digital posters depicting various housing-related art.

A compilation of the exhibition’s featured artwork

Initially, Habitat Bulgaria planned to display the pieces in art galleries. Instead, due to COVID-19, the works have been made accessible on their website, hfh.bg, with a poster of the collective works available as a download. Habitat Bulgaria encourages gallery visitors to print and display the poster in their own communities to help raise awareness of the urgent and growing need for safe, decent and affordable housing around the world.

Impact

By partnering with Habitat, families and communities transform their lives with the incredible effects of safe and affordable shelter, including improvements in health, safety, child development, economic opportunity and educational achievement.

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Turning housing awareness into an art form

Steps to homeownership

Every day, families partner with Habitat for Humanity to build homes and, as a result, better lives. Learn about the journey each family takes on the intensive path to homeownership.

Habitat walks lockstep with each family as they invest hard work during their path to homeownership. From attending homeowner courses to helping to build their own homes of the homes of others, each step empowers future homeowners and helps foster the skills they need to succeed. 

We manage the homeowner selection process at the local level, from initial inquiry to closing.

Interested in learning how to become a Habitat homeowner? Follow along below!

Jump to:

Step 1: Inquire | Step 2: Apply | Step 3: Interview | Step 4: Approve | Step 5: Participate | Step 6: Close | Step 7: Move in

Step 1: Inquire

Local Habitat affiliates host information sessions where potential homeowners can learn about their homeownership program. This gives potential future homeowners time to ask questions and make connections.

“At the orientation, I heard everything from how to apply to how the process works,” says Maximino, an Evergreen Habitat homeowner. “They explained everything to us and answered all our questions.”

Reach out to your local Habitat to learn about in-person or online sessions.

To help non-English speakers achieve their dream of homeownership, affiliates can arrange a translator during the homebuying process

Step 2: Apply

If a family feels Habitat’s homeownership program is the right fit for them, they apply locally during an open enrollment period.

Habitat staff work with applicants as they submit paperwork such as pay stubs or other proof of income, documentation of substandard housing, and more.

Local Habitat staff review each application carefully while focusing on the following main criteria:

  • Need for housing: Prospective homebuyers must demonstrate a need for safe, affordable housing.
  • Willingness to partner: Once selected, homebuyers must partner with Habitat through the process.
  • Ability to pay an affordable mortgage: Homebuyers must also be able and willing to pay an affordable mortgage. Habitat mortgage payments are cycled back into the community to help build additional Habitat houses.

Read more about our homeowner qualifications.

Step 3: Interview

The next step is an in-person interview.

Habitat staff and/or volunteers make a home visit to hear more about a potential future homeowner’s desire to partner with Habitat, get to know the family, and learn about their current housing status and future housing needs

Step 4: Approve

Local Habitat staff and volunteers carefully review each family’s application packet and present their recommendations to the local board of directors.

At most local Habitats, the board makes the final determination.

Step 5: Participate

Once selected, a family is officially on their way to becoming a homeowner.

Early in the process, Habitat provides a mix of hands-on and classroom learning through homebuyer education classes. From budgeting to small home repairs, landscaping to retirement planning, each course is aimed to help homeowners achieve success in their new homes, all while developing connections with their fellow future Habitat homeowners.

Each family who partners with Habitat completes a certain number of hours of sweat equity before move-in day. Often, any adult member of the immediate or extended family – and sometimes volunteers, co-workers or friends – can contribute sweat equity hours.

Participants can accrue hours in a variety of ways, including working on a Habitat build site (their own or someone else’s), helping out in the Habitat ReStore, and assisting with administrative tasks in the Habitat office.

Many Habitat affiliates also offer creative solutions so that children can be a part of the process by accruing sweat equity hours. For example, Chipola Area Habitat in Florida awards one hour of sweat equity for every “A” that a child earns in school.

Step 6: Close

Next, homebuyers complete the paperwork for a mortgage. Habitat offers homebuyers an affordable mortgage with monthly payments compatible with their household income. Mortgage payments made by Habitat homeowners help build more affordable homes.

Step 7: Move in

Once all of the forms are signed and all of the construction is complete, it’s time to celebrate!

Friends and family, as well as the Habitat staff and volunteers who worked alongside the family on this journey, come together to dedicate the home. It’s the first of many joyous occasions to be celebrated in the new home.

Now, with the stability of a home they helped build, families have more time and resources to invest in other areas of their lives. They can invest more in their family’s health and education. Many Habitat homeowners go on to pursue secondary degrees and hit career goals. Others find ways to continue to give back to the community that welcomed them home.

Whatever a family’s long-held dreams are, affordable homeownership frees them from many of the barriers – stress, financial instability and more – that stand in their way.

Apply for a Habitat house

Learn about Habitat’s homeownership process and family selection qualifications. Habitat does not give away houses; instead, future homeowners partner with local affiliates and volunteers to build or rehabilitate a home and pay an affordable mortgage.

Learn more

What is sweat equity?

At Habitat, sweat equity is a new homeowner investing in their home or one for another family. It’s not a form of payment, but an opportunity to work alongside volunteers to bring to life a family’s dream of owning a home.

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A pair of homeowners in yellow shirts that read, "habitat family," hugging during sunrise.
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